Small Business Credit Report

I’m sure you have a habit of checking your personal credit scores, credit reports and credit card statements on a regular basis but how much attention do you pay to your small business credit report?

While there are several business credit bureaus that collect data let’s stick with the three main ones. Keep in mind that each file you have listed is going be different with each bureau so it’s important that you monitor your files on a regular basis.

Dun & Bradstreet Business Credit Report

This report also known as the Business Information Report or BIR is an overall profile that suppliers and lenders will use to evaluate your company and tends to be the most popular D&B report that creditors pull. The re

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When Canadian author and New Yorker writer Malcolm Gladwell published his blockbuster book The Tipping Point in 2000, he didn’t realize he had invented a whole new genre of non-fiction for which his name would become synonymous. Gladwell is a master of connecting seemingly disparate threads in the worlds of business, psychology and sociology, and building cases for how they work together to produce counterintuitive results. His subsequent bestsellers, Blink, Outliers and, most recently, What the Dog Saw, have proven him to be the Midas of the book world. He spoke with Canadian Business editor Steve Maich. < Read more…

Understanding Credit Scores

Recently Corporate Experian made history by unveiling the industry’s first ever Triple Score Business Report. While this clearly marks the beginning of a new trend in business credit scoring I’m curious to see if there will be another business credit bureau that introduces its own version of a triple score business report.

Credit scoring is big business and companies like FICO have been providing its risk assessment technology for years. What really matters is whether or not lenders decide to use one specific platform over another and clearly your FICO score is the choice among most. Or i

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A man whose selling tactics were labeled as “deceptive” will no longer be allowed to take part in the telemarketing business based on an agreement struck with the Federal Trade Commission.

Through the settlement, James Nicholson will not be allowed to engage in telemarketing. Nicholson, along with a collection of companies he controls, will also have to pay more than $200,000 as a result of the agreement.

Last year the FTC filed a lawsuit against Nicholson saying that he used deceptive practices to market a credit card product to people with low credit scores or those with no credit history. Allegedly, the cards were advertised to these consumers as offering them a significant source of credit, which they could use for cash advances. Read more…

The communications and web design firm PixelMEDIA has awarded young entrepreneurs with financial and professional assistance.

The founders of web design company PixelMEDIA have given back to a new generation of entrepreneurs by presenting their Web Marketing Services Award, according to a report from Seacoast Online.

The award was given to three entrepreneurs, including Christopher Suprock, winner of the 2009 Paul J. Holloway Prize in the Innovation-to-Market Competition from the University of New Hampshire.

In 2007, Suprock founded Suprock Technologies, which creates innovative technological tools for the manufacturing sector.

He’s now received more than $15,000 in assistance for web design and communications from PixelMEDIA, helping his business grow and gain notoriety.

“Our experience was really informative and they really showed us the ropes to what it takes to reach a community of online users,” Suprock told the website.

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We all know how important it is to have good, effective and cooperative team of people in our company or in our working surrounding.

People we are working with could be our cause of problems at work or the reason we don’t like our job. On the other hand, our colleagues could be our office friends since no one can understand better our business challenges than the person who deals with the same problems. Even if you don’t feel like being too close with someone you share your office space with, you cannot avoid some kind of communication. Complete atmosphere in one company depends on the way that people communicate between themselves in their working environment. More

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