Business Feeds

What is the largest source of capital from business to business and remains the #1 alternative to personal and small business loans?< ?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />

Here’s another hint.

The SBA reports it as the single largest source of small business lending in America today.

Still not sure what it is?

It’s called vendor credit also known as ‘trade credit’ or ‘supplier credit’.

Did you know that vendor credit is the second largest source of capital for Wal-Mart? It’s used

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MOLLY BARTELS / Courier & Press Zerik Sisk, 12, right, of Harrisburg, Ill., gets in a nap Friday while waiting for his grandmother to return from shopping in Eastland Mall in Evansville. Sisk got to the mall at about 6 a.m. and found some deals at FYE.

EVANSVILLE — Debbie Hurt of Evansville pushed through dense crowds, stood in line for hours and spent hundreds of dollars in search of Black Friday deals.

Her assessment at the end of it all? “Worth every penny.”

Hurt started her 12-hour shopping spree at 10:30 p.m. T

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We were out showing homes and began wondering why so many occupied homes are not properly prepared for showings. The sellers knew we were going to show their home several hours in advance and yet most of them were not “show-ready” when we arrived.

What is “show-ready”? Here’s a little background before we answer the question.

Homes sell on either emotion or price. Homes that create emotion with buyers sell faster and at a higher price. Many sellers hire a professional stager to help create that warm and inviting atmosphere. While professional staging is a great idea, we’ve seen staged homes that would look even better if they were “show-ready.”

Most sellers know in advance that their home will be showing. When you get tha Read more…

Sorry, that’s not much of a headline, particularly when you just read in the newspapers that sales were down by 21% in the month of October alone. That’s a disaster. What could be worse than that?

If you just look at October 2010 and compare it to October 2009, then you may come to the conclusion that the sky is falling. In the GTA, last month there were 6,681 sales, that’s a 21% decline from the 8,476 sales in October 2009.

Does it mean anything?

So, let’s have a look at the October numbers over the last 7 years.

Year………..Sales

2004……….6,666 2005……….7,174 2006……….6,876 2007……….7,915 2008……….5,155 2009……….8,476 2010……….6,681

The average number of sales in the month of October is 6,992. That means that this year we would be 311 sales short, Read more…

Holiday company Pontin’s has gone into administration.

Administrator KPMG was appointed to Pontin’s today and said the company, which has a site in Camber Sands, had run out of cash because bookings had fallen drastically in the past year.

Pontin’s, famous for its blue coats, employs 850 staff at its five sites across the country.

However it will continue to cater for customers as normal and no redundancies have been made.

KPMG said it was optimistic of finding a buyer and hoped the Pontin’s name would live on.

Joint administrator Jane Moriarty said: “It has unfortunately struggled in the current economic environment but, with some support from new management, we are optimistic that it will be part of thousands of family memories in the years to come.

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Small business owners oftentimes do not have a Human Resources manager in charge of employee salaries, raises, job offers, and general maintenance of job classifications and industry average compensations. Alas, when a small business owner takes on all these duties him or herself, there may be a tendency to overpay employees.

Why would a small business owner overpay? A potential job candidate may request a certain salary that is above the industry average for the job classification. Instead of leveraging HR knowledge and research, an owner may simply agree to pay what the employee thinks he’s worth.

Another reason is a small business owner may “reward” employees too much. Thoug

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Let’s face it… many small business owners either use their personal credit cards and/or business credit cards to finance a good portion of their company expenses.

Another type of card that you may want to consider using is a business charge card. 

So what is a business charge card?

It’s a specific kind of credit card that has all the convenience of a credit card without all the costly interest.

While business credit cards allow you to make purchases and carry a balance from one billing cycle to the next the disadvantage of having to pay interest on that balance can become pretty expensive. The dif

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A £30 million development has been described as the “final piece of the jigsaw” in the regeneration of a prime city centre site.

London-based developer Square Bay has unveiled proposals to create housing, office, retail space and a hotel on the Block J site in Brighton’s New England Quarter.

It is thought the scheme will cost between £25 and £30 million and create hundreds of construction and commercial jobs.

The area, known as New England Square, has remained a derelict site since the collapse of plans to build a massive 42-storey tower block in 2007.

The news has been welcomed by the city’s leaders as a “terrific vote of confidence in the city”.

For full report see today’s Argus.

Some people may wonder if it is even possible anymore to make money from real estate. The answer is an emphatic “Yes!” Like any other investment, the goal is to buy low and sell high, and by finding foreclosed properties that banks are anxious to unload, you can certainly do the “buy low” part.

The skill you need is to know how little you can pay, and know ways you can purchase distressed real estate while risking little or none of your own money. When people default on their mortgages, the process of foreclosure isn’t instant, or even quick. It is a long, protracted affair during which many legal steps must be followed. Look at it from the bank’s point of view: a borrower has defaulted on his or her loan, has stopped making payments, and pretty soon the bank is going to be stuck with a piece of property that they’re probably going to have a hard time selling. It is far fro

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