Flagstar Direct is offering one of the best 12 month CD rates available today. The current 12 month CD rate is 1.54 percent with an annual percentage yield of 1.55 percent. The bank’s yield is one of the highest 12 month CD rates available right now and tops our 12 month CD rate list.

For more information about Flagstar Direct’s 12 month CD rate visit: Flagstar Direct 12 month CD Yield of 1.55%.

Flagstar Direct’s 12 month CD rate is also higher than the current national average 12 month CD rate of 0.83 percent. The minimum

Read more…

No small business owner wants to cut employees. Providing a means to earn a living to your workers can be one of the biggest satisfactions from being a business owner. However, when the economy tightens up and cash flow slows to a trickle, layoffs always come up as an option just to stay in business.

Thankfully, there are ways to hold off layoffs that can help a small business survive until happy days are here again and still retain all the great workers you have. Here are a few tips.

  1. Be Straight With Your Employees

    At the first consideration of cutting back expenses, hold a company meeting and let everyone know the situation.

Read more…

The single most essential quality for business success is integrity. Drive, determination and perseverance are important, but even the most determined and hardest working individual will find his/her success limited if co-workers, clients and business partners cannot totally trust that individual’s words and actions. Note that integrity is not only about speaking truthfully, but it is also about living truthfully. The most successful business people I know are consistently respectful and considerate in their business dealings. Their own personal effectiveness is magnified by the loyal and dedicated supporters they earn among their employees and customers because of their integrity.

Michael R.

Read more…

Your small business website is one of the most important and central marketing tools you have at your disposal. You have a great layout, excellent copy, and stunning visuals – so why is your bounce rate so high? The speed of your website may be the guilty culprit.

What can slow a website down, or make a reader want to click away? And how can you improve the speed of your website that converts traffic into sales?

Website Slowdown Cause #1

A web page contains an HTML file that tells a browser how to interpret the code, along with other files like graphics, images, audio, and animation. T

Read more…

Obama administration puts focus on helping entrepreneurs achieve success with new apointees.

In an effort to help small business owners, the Obama administration has named members of a special council tasked with spurring innovation.

Commerce Secretary Gary Locke recently introduced members of the National Advisory Council on Innovation and Entrepreneurship, in an effort to move forward President Obama’s larger plan to help those interested in starting their own businesses turn ideas into real business success.

Locke broke the news for entrepreneurs at the U.S.

Read more…

As mentioned earlier this week, DotLoop partner The Goodlife Team was nominated for the 2010 Inman Innovator Award.

As mentioned now, they won! The Austin, Texas-based brokerage won top honors for the Most Innovative Brokerage or Franchise. Here’s what Inman had to say about them:

The GoodLife Team, a boutique real estate firm based in Austin, Texas, takes an agent team approach to its brokerage. The small company has a focus on training and technology and is led by Krisstina Wise, principal and broker. T

Read more…